Purchase a Home with Centro de Apoyo Familiar
Your path to home ownership starts here
Homeownership opportunities with Centro de Apoyo Familiar and Bread & Roses Housing will be listed on the website as they become available.
Before purchasing a home, you should have all your financial and legal aspects in order. This includes having a stable source of income, a good credit history, and a clear budget.
We will notify you by email if we have an upcoming affordable housing opportunity in Lawrence, Haverhill, or North Andover, MA.
like to be added to our list, please submit the following information:
Build the Foundation for a Successful Purchase
Get properly prepared to buy your first home by following these four essential steps:
Have your Credit in Order
- Pay all your bills on time.
- Pay down large outstanding balances.
- Know your CREDIT score and resolve any credit issues.
For a free annual credit report go to: www.annualcreditreport.com or call: 1-877-322-8228.
Save
- Your ability to save shows readiness to be a homeowner. It is never too late to start saving for down payment and closing costs. Banking your tax return is a wonderful way to give a boost to your down payment savings account.
- Savings programs called IDAs (with matches for each dollar saved) are available locally.
Home Buyer Education
- Get your FIRST TIME HOMEBUYERS CERTIFICATE. These 8-hour seminars are offered by a number of local, certified groups. To register, call:
- Lawrence Community Works, (978) 722-2627,
- ACT Lawrence, (978) 685-6274,
- Centro de Apoyo Familiar, (978) 332-7108.
Be Organized
- Organize your paper work and be prepared to submit a completed application on time. Documents you need to submit with your housing application include:
- Federal Tax Returns,
- W-2 and 1099 Forms,
- Most recent pay stubs,
- Rent receipts and
- Copies of bank statements.