The Homebuyer Education Program is done through educational workshop sessions in which educational material is provided to the participants in the group. These workshops conform to HUD’s Homebuyer Education and Financial Literacy Program guidelines. In our Homebuyer Education Program, participants complete an eight-hour course and clients are urged to get a one-on-one counseling session with a housing counselor to complement the group sessions. The homeownership counseling model,  emphasize one-on-one counseling where trained counselors work with low to moderate income families over a period of time to help them become mortgage ready. This individual attention is critical to low income Latino families who may be unfamiliar with the home buying process.

This includes providing one-on-one counseling services on the process of purchasing a house; learning about fair housing; budgeting for mortgage; money management; post-purchase and maintenance. This also may include counseling on alternative sources such as how to apply and obtain housing assistance, identifying and avoiding predatory lending practices.